Legal Disclaimer

Funding approvals remain subject to lender discretion.

4 Ace Financial Services is a consulting and facilitation partner. We structure evaluation and lender alignment, but final sanction always rests with the financial institution.

01

General Information

The information provided on this website (www.4ace.in) is for general informational and educational purposes only.

While we strive to keep the information accurate and updated, 4 Ace Financial Services makes no representations or warranties of any kind, express or implied, about:

  • Completeness
  • Accuracy
  • Reliability
  • Suitability

of the information, services, or related graphics on the website.

02

Not a Bank or Financial Institution

4 Ace Financial Services is a financial consulting and advisory firm. We:

  • Assist in structuring financial solutions
  • Help clients connect with banks and NBFCs
  • Guide through the funding process

We are NOT a bank, NBFC, or lending institution.

03

No Guarantee of Approval

All financial products / services are subject to:

  • Bank / NBFC policies
  • Credit assessment
  • Documentation
  • Regulatory guidelines

We DO NOT guarantee

  • Loan approvals
  • Interest rates
  • Processing timelines
  • Sanction amounts

Final decisions are solely taken by the respective financial institutions.

04

Financial Decisions & Risk

Any financial decision taken by the client based on our consultation, website information, or communication is done at the client's own discretion and risk.

We strongly recommend that clients:

  • Evaluate all terms carefully
  • Understand repayment obligations
  • Take independent financial advice if required
05

Accuracy of Information Provided by Clients

Clients are responsible for ensuring:

  • All documents submitted are genuine
  • All financial information shared is accurate

Any misrepresentation or incorrect data may:

  • Lead to rejection
  • Impact creditworthiness
  • Affect future funding opportunities

4 Ace shall not be liable for such consequences.

06

Third-Party Involvement

We work with banks, NBFCs, and financial institutions.

We do not control:

  • Their internal processes
  • Their approval systems
  • Their timelines

Hence, we are not responsible for:

  • Delays
  • Rejections
  • Changes in terms
07

CIBIL & Credit Impact Disclaimer

Very Important for Your Business

Multiple loan enquiries or incorrect applications through any channel may impact your CIBIL score.

At 4 Ace:

  • We aim to structure cases carefully
  • We minimise unnecessary enquiries

However, we do not take responsibility for:

  • Existing credit profile issues
  • External enquiries done outside our process
  • Impact caused by bank-level decisions
08

Data & Communication Disclaimer

By submitting your details on our website, ads, or WhatsApp, you agree that:

  • You may be contacted via call, WhatsApp, or email
  • Your information may be shared with banks / NBFCs (only for processing your case)

We maintain strict confidentiality but cannot be held responsible for third-party data handling once shared with institutions.

09

No Professional Liability

4 Ace Financial Services shall not be held liable for:

  • Any direct or indirect financial loss
  • Business losses
  • Opportunity losses
  • Decisions taken based on our guidance
11

Updates to Disclaimer

This disclaimer may be updated at any time without prior notice. Users are advised to review this page periodically.

12

Contact

4 Ace Financial Services

BE-278, Lane No. 6, Hari Nagar, New Delhi – 110064

Need clarity before you approach lenders?

We can help structure the requirement, documentation path, and lender alignment before formal submission.